- $25 (CAD) per month
- 36¢ (CAD) + 1.49–3.98% per transaction
- $25 (CAD) monthly minimum
- Unlimited terminals
- 1 free card reader
- Unlimited phone support
Can I sign up for a personal account?
Yes! You don’t need a formal business structure. Just pick “Sole Proprietor” when signing up.
Which types of cards can I accept?
You can accept Visa and MasterCard. Discover and American Express may be added separately. Their rates vary by industry, region, and volume.
Are there additional fees?
Additional fees apply for failed ACH debits or credits to your bank account, account termination due to fraud or collections, or chargeback arbitration.
Are there setup, annual, etc. fees?
No. We don’t have application, sign-up, setup, or handling fees. We also don’t have annual, mobile, leasing, PCI compliance, address verification (AVS), or batch header fees.
What’s a chargeback?
A chargeback occurs when the cardholder disputes a charge that was made through your account. The chargeback fee is $30 (CAD). Learn more about chargebacks.
What is a monthly minimum?
If your per-transaction percentage fees from Visa/MasterCard total less than $25 for the month, you will be charged the $25 minimum instead.
Can I accept Interac?
Sorry, Credit Card Terminal cannot process Interac cards since they require that a Personal Identification Number (PIN) is entered during the transaction.
How will I receive money?
We deposit directly to the bank account you specify within 2–3 business days of a transaction.
Am I locked in to a contract?
No, you can cancel any time. There is no lock-in and no termination penalty.
How will I be billed?
Your bank account will be debited directly by our partner Merchant Focus.
I have a different question.
Send us an email and we’ll get right back to you.