Pricing (US Merchants)

This page details all rates and fees for the Authorize.Net merchant account offered through this web site.

Swiped $25  24¢ + 1.74–3.79%
per month per transaction
Keyed $25  24¢ + 2.09–3.79%
per month per transaction
  • Monthly Fee of $25 includes $10 for Merchant Focus and $15 for Authorize.Net.
  • Per Transaction % is tiered. For swipe/retail accounts, three tiers: 1.74% qualified, 2.49% mid-qualified, 3.79% non-qualified. For keyed/e-commerce accounts, two tiers: 2.09% qualified, 3.79% non-qualified.
  • Guaranteed Rates: Merchant Focus will not increase rates unless Visa/MC increases Interchange.
  • No contract term: No lock-in and no termination penalties.
  • No hidden one-time fees: No application, sign-up, setup, shipping, or handling fees.
  • No hidden recurring fees: No minimum processing, annual, mobile, leasing, or PCI compliance fees.
  • No hidden transaction fees: No address verification (AVS), or batch header fees.
  • Discover processing included: No additional enrollment fee. Rates and fees vary.
  • American Express processing may be added during sign-up. Rates and fees vary.
  • Credit Card Assessment Fees may apply and will be called out separately on your bill.
  • Telephone authorization (not typical) is $0.75 each.
  • Chargeback fee is $25 each.
  • Swiped accounts use Authorize.Net CP and may not be compatible with all e-commerce shopping carts. You may add Authorize.Net CNP which is widely supported for $5 per month.
  • During Authorize.Net account activation, you may enable services such as Automated Recurring Billing, Fraud Protection Suite, and Customer Information Manager. These optional services have additional fees.
  • International? See our page for Canada.
  • Not for Profit? See our special non-profit pricing.
  • Process over $250,000 annually? Call 1-888-922-8277 for special pricing.