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Free 30-day trial, no credit card required.

Can I sign up for a personal account?

Yes! You don’t need a formal business structure. Just pick “Sole Proprietor” when signing up.

Which types of cards can I accept?

You can accept Visa, MasterCard, Discover, American Express, Diners Club, and JCB.

Are there setup, minimum processing, annual, etc. fees?

No. We don’t have application, sign-up, setup, or handling fees. We also don’t have minimum processing, annual, mobile, leasing, PCI compliance, address verification (AVS), or batch header fees.

What’s a chargeback?

A chargeback occurs when the cardholder disputes a charge that was made through your account. The chargeback fee is $15. If the dispute is resolved in your favor, Stripe refunds this fee. Learn more about chargebacks.

Is there better pricing for high volume?

Yes. If your processing is over $100,000 monthly, please email

How will I receive money?

Earnings are transferred to your bank account on a 2-day rolling basis. Initial deposits on new accounts may take up to 7 days.

Am I locked in to a contract?

No, you can cancel any time. There is no lock-in and no termination penalty.

How will I be billed?

We’ll bill the monthly fee to your credit card. Stripe, our payments partner, will collect the transaction fees as you successfully process.

Do you offer special rates for non-profits?

Yes. Take a look at our special non-profit pricing.

Can I sign up if I live in Canada?

Because credit card processing differs by country, we offer a separate plan if you’re processing in Canada. Visit our Canadian pricing for more details.

I have a different question.

Send us an email and we’ll get right back to you.

Do I need my credit card to start the trial?

No. You can try Credit Card Terminal for free for 30 days. If you’d like to continue using it, we’ll let you know how to update your billing information before your trial ends.

Do I need to contact my provider before starting?

No. While each provider requires slightly different account information, we’ll give you the right steps to connect your processing account to your Inner Fence account.

Can I use a card reader with my provider?

Yes, you can use our card reader accessory with any of the providers. When possible, Credit Card Terminal will provide additional card data to obtain lower processing rates.

What providers are supported?

Authorize.Net, Beanstream, Bluefin, BluePay, Braintree, Element Express, First Data, MerchantWARE, NMI, PayPal Payments Pro, PayTrace, Pin Payments, Quantum, Sage Payment, Stripe, USA ePay, and Verifi.

Can I change plans later?

Yes. You can change plans at any time.

Can I cancel at any time?

Yes. If you find that Credit Card Terminal isn’t right for your business, you can choose to cancel at any time.

Is there a contract?

No. Plans are billed month to month.

What types of payment do you accept?

We support Visa, MasterCard, Discover, and American Express. The types of cards you can accept are determined by your account provider.

I have a different question.

Send us an email and we’ll get right back to you.